Do I need to notify Medicare when I move to another state?

Yes. You should update your address with Social Security so Medicare records remain accurate and you continue receiving important notices and plan information.

Does moving to another state cause a Medicare penalty?

No. Moving alone does not trigger a Medicare penalty. Penalties usually occur only if you delay enrolling in Medicare Part B or Part D without creditable coverage.

Does Medicare Part B change when I move?

Medicare Part B works nationwide and does not change when you move. However, missing enrollment deadlines or dropping coverage incorrectly can lead to late enrollment penalties.

Can I keep Medicare Supplement Plan G if I move?

In most cases, yes. You would get a special election period to purchase a new plan in your new area

Will my Plan G premium change after moving?

It may. Medigap premiums are based on ZIP code and state pricing rules, so moving to a different state can result in a premium change.

Can I switch Medigap plans when I move?

You can apply to switch plans, but outside of guaranteed issue situations, medical underwriting may apply depending on the state and timing.

What happens to Medicare Advantage when I move?

Medicare Advantage plans are tied to local service areas. If you move outside your plan’s coverage area, you typically qualify for a Special Enrollment Period to choose a new plan.

Can I keep Medicare Advantage if I live in two states?

Sometimes, but not always. Most Medicare Advantage plans use regional networks, which can make living in two states more complicated.

Is Original Medicare better for frequent travelers?

Often, yes. Original Medicare paired with a Medigap plan like Plan G or Plan N usually offers broader nationwide access than Medicare Advantage.

Do I need to change my Medicare plan if I’m just traveling?

Short-term travel usually does not require plan changes. Longer stays or permanent moves often do.

What if I miss my Medicare enrollment window after moving?

You may qualify for a Special Enrollment Period, but timing is important. Missing deadlines can increase the risk of penalties or coverage gaps.

Does Medicare Part D change when I move?

Yes. Medicare Part D plans are service-area based, so moving may allow you to change drug plans.

What to Do When Moving to Another State With Medicare

If you’re moving to another state, living in two states, or traveling frequently, it’s important to understand how moving affects Medicare coverage. Depending on whether you have Original Medicare, Medicare Supplement Plan G, or Medicare Advantage, your options — and required actions — can differ.

Client Testimonials | Popel Insurance

Testimonials From Our Valued Clients

Gloria Varano

“Thank you, Nolan, for a quick, easy, and pleasant experience. I was dreading the process of choosing a new Medicare insurance plan, but you made it very easy. Highly recommend!”

Anna K.

“Nolan is very knowledgeable, professional and thorough. He answers all the questions. I highly recommend him !”

Dennis N.

“Nolan was very knowledgeable regarding all aspects of Medicare insurance, coverage and plans. He also was well informed of how Social Security works. Nolan was very thorough and explained things well. He also responded to phone calls and emails in a timely fashion.”

Lucien Roy

“Nolan was very professional, helpful and always available directing me to my Medicare options and sign up”

Paul H.

“I had been to the Medicare website several times, but there was soo much information that I couldn’t keep track of it. A friend referred me to Nolan, and I’m glad I called him. He walked me through the whole process, answered all my questions and found the best options for me, and he’s a really nice guy. I would highly recommend him.”

Angelo Picascio

“Nolan was extremely helpful and explained everything very patiently. He worked his magic and made everything work out perfect for my Medicare insurance. I would highly recommend him to my family and friends.”

Elias B.

“Nolan is very special. Even though we came to him in the last hour, he was nice and found a slot for us. He was very thorough and patient. We felt confident with his research of what company is best for us. Would be happy to recommend him anytime.”

Honora M.

“Nolan answered all the and concerns I had regarding coverage. He was so knowledgeable and personable. I highly recommend Nolan!”

Lynne N.

“Nolan’s work in helping seniors navigate the complexities of Medicare and insurance plans is commendable. He invests the necessary time to thoroughly answer all questions and offer well-informed recommendations ensuring that each client receives the best possible health coverage. What sets Nolan apart is his genuine care for his clients. He creates a trusting and supportive environment where clients feel valued and confident in their decisions.”

Chaim B.

“Nolan was very patient and explained the process and also how I can save the most money on Medicare-Plan D. I’m highly recommending him!”

Chaya G.

“Mr. Popel was extremely helpful in answering my MANY questions! He is extremely knowledgeable in health insurance matters, and I highly recommend him!”

Renee I.

“It was a pleasure working with Nolan. he really know his stuff & was very helpful”

End of content

Lynne N.

Charlie Martin

“Thank you for the fantastic service. I would still be trying to figure out the best Medicare insurance option for my wife if we were not referred to you. We appreciate your help!!”

Steven Breakstone

“Nolan is extremely thorough and knowledgeable about the products he sells, and his advice is spot on. He takes the time to listen and to get to know you so by the time you need to pick a plan, he knows what you need. He is an all-around pleasure to work with.”

Joy M.

“Nolan was so patient and walked us through all our options, helping us to choose the right fit. He’s friendly and knows his stuff. Thanks Nolan for making this Medicare choice fairly easy.”

Carmine B.

“My wife and I have been trying to find the right Medicare insurance coverage for a while. Nolan spent several hours with us and got me and my wife the best plan for our needs. Great patient guy who really knows his stuff. I would recommend Nolan to all my family and friends.”

Robert R.

“Nolan Popel was more than helpful in answering my questions about additional information that could help me to make my decision about my supplemental health plan for very reasonable price.He took all the time to make it very clear and easy to understand everything.”

Anna G.

“Mr. Popel is a very intelligent, knowledgeable and a professional person.I am very happy to have him as my Medicare insurance agent.”

Martine Aerts-Niddam

“The best. He cares and you feel confident that you are in the best of hands. I highly recommend Nolan.”

Mila B.

“Nolan is a wonderful and a very knowledgeable agent. He is very helpful with Medicare insurance enrollment. I would highly recommend him.”

Rex B.

“After months of endless turning 65 Medicare mail-outs and phone calls Nolan made the daunting task of setting up my Medicare insurance benefits custom to me, my income, health, doctors and prescriptions were all taken into consideration. He was thorough, considerate, and very knowledgeable. Hands down I happy to be going with United Health Care and highly recommend Nolan.”

Dora C.

“Nolan is the Best!! I would’ve made a real mess of my healthcare if I didn’t have Nolan explaining everything simply to me. Even when I moved out of state, he guided me safely. Thank Nolan!!

Faigie S.

“Today was the first time I dealt with Mr. Nolan Popel. It was a true pleasure and delight. Fast, detailed, accurate and very informative. I would recommend anyone in need of Medicare insurance to definitely call Nolan. You have all to gain. Thank you!”

Speak With a Licensed Medicare Specialist

Choosing the right Medicare coverage can be confusing. Were here to make it easy.

Speak With a Licensed Medicare Specialist

Choosing the right Medicare coverage can be confusing. Were here to make it easy.