Do I need to notify Medicare when I move to another state?

Yes. You should update your address with Social Security so Medicare records remain accurate and you continue receiving important notices and plan information.

Does moving to another state cause a Medicare penalty?

No. Moving alone does not trigger a Medicare penalty. Penalties usually occur only if you delay enrolling in Medicare Part B or Part D without creditable coverage.

Does Medicare Part B change when I move?

Medicare Part B works nationwide and does not change when you move. However, missing enrollment deadlines or dropping coverage incorrectly can lead to late enrollment penalties.

Can I keep Medicare Supplement Plan G if I move?

In most cases, yes. You would get a special election period to purchase a new plan in your new area

Will my Plan G premium change after moving?

It may. Medigap premiums are based on ZIP code and state pricing rules, so moving to a different state can result in a premium change.

Can I switch Medigap plans when I move?

You can apply to switch plans, but outside of guaranteed issue situations, medical underwriting may apply depending on the state and timing.

What happens to Medicare Advantage when I move?

Medicare Advantage plans are tied to local service areas. If you move outside your plan’s coverage area, you typically qualify for a Special Enrollment Period to choose a new plan.

Can I keep Medicare Advantage if I live in two states?

Sometimes, but not always. Most Medicare Advantage plans use regional networks, which can make living in two states more complicated.

Is Original Medicare better for frequent travelers?

Often, yes. Original Medicare paired with a Medigap plan like Plan G or Plan N usually offers broader nationwide access than Medicare Advantage.

Do I need to change my Medicare plan if I’m just traveling?

Short-term travel usually does not require plan changes. Longer stays or permanent moves often do.

What if I miss my Medicare enrollment window after moving?

You may qualify for a Special Enrollment Period, but timing is important. Missing deadlines can increase the risk of penalties or coverage gaps.

Does Medicare Part D change when I move?

Yes. Medicare Part D plans are service-area based, so moving may allow you to change drug plans.

What to Do When Moving to Another State With Medicare

If you’re moving to another state, living in two states, or traveling frequently, it’s important to understand how moving affects Medicare coverage. Depending on whether you have Original Medicare, Medicare Supplement Plan G, or Medicare Advantage, your options — and required actions — can differ.

Client Testimonials | Popel Insurance

Testimonials From Our Valued Clients

Gloria Varano

“Thank you, Nolan, for a quick, easy, and pleasant experience. I was dreading the process of choosing a new Medicare insurance plan, but you made it very easy. Highly recommend!”

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“It was a pleasure working with Nolan. he really know his stuff & was very helpful”

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Ellen Zanfini retired RN

“Nolan Popel of the Popel Insurance Group was recommended to me by a friend. I was getting ready to retire and I was finding it difficult to choose a secondary health insurance plan. Nolan researched several plans for me and recommended what he thought would be plans that were best for my situation. He recommended the most perfect plan for me without my having to wander through the many bewildering health plans. He also helped my 95-year-old neighbor to find a plan that she could afford. I recommended him to other friends too and they were very happy with his help.”

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“Nolan Popel of The Popel insurance Group came to my rescue about three years ago. My world was turned upside from personal and health problems. I had no insurance, didn’t know what to do and a friend recommended Nolan to me. After one hour of talking to him on the phone my life became a little easier. He walked me through everything, went over all the doctors I was seeing and medications I was taking. He was a God sent. To this day he is still there for me making sure the coverage is right and not paying too high of a premium. NOLAN CARES Please do not hesitate to call him. So glad I did.”

Bill Harder

“When it comes to Medicare Planning, Nolan knows. Although I had done my homework beforehand in planning for Medicare, navigating through the options was much more complex than I realized. Fortunately, a friend recommended that I speak with Nolan. Boy, was I glad I did. He guided my wife and myself through the entire process, from signing up for Plan B to enrolling in plans that fit both our medical needs and budgetary restraints. Nolan took the time to check both the doctors and medications we used and then walked us through the entire process, step by step, explaining our options and ensuring that we were satisfied with our choices. He is both professional and personable, thorough in explaining the details and sensitive to our situation. Bottom line: Nolan Popel is phenomenal, and I highly recommend his services.”

David S.

  “Nolan is amazing ! He gave me all the time, attention, information, and insights I needed to make the best decisions for my situation. He also guided me through all the application processes which made things very quick and easy for me. It is comforting to know that Nolan is there for me if I have any questions or issues down the road. Thank you Nolan for being old school and actually caring about your clients and treating them like family.”

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“Mr. Popel is kind, patient, very knowledgeable, and concerned. He made my move into Medicare impressive, well done, and his assistance invaluable. A rare find. I was able to choose a plan with ease, it was a walk in the park. An insurance man who is easy to work with and guided my best interests with powerful results. Fantastic find. I highly recommend The Popel Insurance Group where quality begins and service never ends.”

Lynne N.

Charlie Martin

“Thank you for the fantastic service. I would still be trying to figure out the best Medicare insurance option for my wife if we were not referred to you. We appreciate your help!!”

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“Nolan is extremely thorough and knowledgeable about the products he sells, and his advice is spot on. He takes the time to listen and to get to know you so by the time you need to pick a plan, he knows what you need. He is an all-around pleasure to work with.”

Joy M.

“Nolan was so patient and walked us through all our options, helping us to choose the right fit. He’s friendly and knows his stuff. Thanks Nolan for making this Medicare choice fairly easy.”

Carmine B.

“My wife and I have been trying to find the right Medicare insurance coverage for a while. Nolan spent several hours with us and got me and my wife the best plan for our needs. Great patient guy who really knows his stuff. I would recommend Nolan to all my family and friends.”

Robert R.

“Nolan Popel was more than helpful in answering my questions about additional information that could help me to make my decision about my supplemental health plan for very reasonable price.He took all the time to make it very clear and easy to understand everything.”

Anna G.

“Mr. Popel is a very intelligent, knowledgeable and a professional person.I am very happy to have him as my Medicare insurance agent.”

Speak With a Licensed Medicare Specialist

Choosing the right Medicare coverage can be confusing. Were here to make it easy.

Speak With a Licensed Medicare Specialist

Choosing the right Medicare coverage can be confusing. Were here to make it easy.