We understand that choosing the right Medicare plan can be a confusing task, with so many options to consider. You may be familiar with Original Medicare, which includes Medicare Part A (hospital coverage) and Part B (medical coverage). But there's an option that goes beyond what Original Medicare has to offer - a Medicare Advantage plan.

If you are enrolled in a Part D plan but cannot afford your prescriptions—whether or not you have Extra Help or get help from a State Pharmaceutical Assistance Program (SPAP)—there are a few additional strategies that may help lower your drug costs.

​EPIC (Elderly Pharmaceutical Insurance Coverage) is the New York State Pharmaceutical Assistance Program (SPAP) that helps older adults with Medicare pay for prescription drug costs. EPIC is available to New York State residents who:

Extra Help is a federal program that helps pay for some to most of the out-of-pocket costs of Medicare prescription drug coverage. It is also known as the Part D Low-Income Subsidy (LIS).